9th Circumscription Clears state farm on excluding underinsured drivers

By Josh Liberatore (May 31, 2022, 4:39 p.m. EDT) — The Ninth Circuit has upheld State Farm’s victory in a lawsuit challenging the insurer’s denial of coverage to the family of a driver who died in a frontal car crash , agreeing with a district court that an exclusion did not violate Oregon’s underinsured motorist law.

In an unpublished opinion released Friday, a three-judge appeals panel said an underinsured motorist exclusion in personal auto insurance policies Kyle Estes had with State Farm Mutual Auto Insurance Co. meets the minimum standard for such coverage under Oregon law. The exclusion, which prohibits coverage for underinsured motorists if Estes was driving an uninsured vehicle “furnished…

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