Law Firm Expands Services to Franklin and Foxboro MA for Auto Accident Assistance
Attorney Daniel Cardinal of Franklin Law Group MA, LLC has expanded his services to assist clients with their motor vehicle accidents in the Franklin and Foxboro areas. Find more information at https://FranklinLawGroupMA.com. Contact them with questions or for a consultation at 617-277-3477.
February 25, 2022 ~ Franklin, MA – Founding attorney of the law firm Daniel Cardinal of Franklin Law Group MA, LLC has expanded motor vehicle accident victim assistance services.
The other optional auto insurance subparts of Massachusetts insurance policies provide coverage for bodily injury to an individual, passenger, or other person. These optional insurance coverages include: (1) other optional bodily injury; (2) medical payments; and (3) bodily injury caused by an underinsured automobile. These three optional insurance coverages are the most important coverage choices under auto insurance policies because these coverages protect a person and their family. Each of these coverages is discussed separately below.
1. Optional bodily injury to others
It involves circumstances where a person is driving their own vehicle, or someone else is driving the vehicle with the individual’s permission, and another person is injured. This may be the result of a motor vehicle collision in which the individual is at fault and the other driver, or a passenger in either vehicle, is injured. The driver at fault is required to pay damages to the injured person(s). These damages can include medical expenses, lost wages, pain and suffering, permanent loss of function, permanent scarring, etc.
This damage can be significant. It is important to consider the amount of “optional bodily injury to others coverage” that will be sufficient to protect all assets. People with large incomes and assets will want to protect those assets by purchasing a high amount of bodily injury insurance protection on an auto insurance policy. Typically, a high limit of $250,000/$500,000 coverage for bodily injury protection is sold by most insurers in Massachusetts. Higher limits may be available from some insurance companies.
2. Coverage of medical payments
This can be purchased to protect anyone injured in a motor vehicle collision against medical treatment costs which are not paid for by the compulsory bodily injury protection cover or against medical treatment costs which are not paid for by the accident protection cover. ‘Health Insurance. Again, this coverage provides protection when health insurance is limited or there is a high deductible or co-payment associated with health insurance.
3. Bodily injury caused by an underinsured automobile
This is perhaps the most important optional insurance coverage that can be purchased. Everyone is advised to review this aspect of their auto insurance policy. It is also advisable to purchase $100,000/$300,000 coverage.
This coverage protects people in circumstances involving an automobile collision in which they were not at fault and serious injuries were sustained. If the at-fault driver involved in the collision did not have high “injury to others” coverage, injured parties may only be able to access $20,000 or $50,000 of insurance coverage from the driver. negligent. If the injuries and damages are significant, this may not be enough coverage to compensate for the significant injuries.
If bodily injury caused by underinsured automobile coverage is purchased, higher insurance coverage is available to compensate for injuries and damages incurred. In this case, the negligent driver’s insurance company will pay the limits of their insured’s coverage ($20,000 or $50,000), and then the injured parties can then file a claim with their auto insurer to cover the remaining damages that were not covered by negligent driver liability. Assurance.
Under the optional insurance coverages of Massachusetts auto insurance policies, every consumer has the right and opportunity to choose the coverage that best protects him and his family. Every insurance company that sells automobile insurance in Massachusetts must allow the choice to choose the necessary coverage.
Individuals involved in an automobile accident in Massachusetts who suffered personal injury or property damage, contact attorney Daniel J. Cardinal of the Franklin Law Group MA at (617) 277-3477 or visit website at: https://FranklinLawGroupMA.com
Find out what Cardinal’s clients say about him on: https://FranklinLawGroupMA.com/testimonials
Mr. Cardinal has been practicing personal injury law and automobile insurance law for over 30 years. “I pride myself on providing personal, personalized service to each of my clients, from the inception of their claim through to the resolution of their claim.” The Cardinal lawyer’s success is their success.
Franklin Law Group MA, LLC
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Franklin, MA 02038
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