Take KARE Of Your Money: 65 Things You Shouldn’t Pay For
We all want to save money, but sometimes it’s hard to know what’s worth the money or not. Consumers Checkbook did the work to find out.
GOLDEN VALLEY, Minn. – We are all looking to save money and sometimes it is difficult to know where to start. Consumers’ Checkbook employees help you by making a list of things you shouldn’t be wasting your money on. Things that just aren’t good buys. From cleaning air ducts to vitamins, there is a lot on the list, 65 things to be exact
“Several of the things on our 65 Things You Shouldn’t Pay are those little insurance policies that everyone is trying to sell you these days,” says Kevin Brasler of Consumers’ Checkbook.
From electronics to home warranties and travel protection, these policies, he says, are almost always not worth the money.
“We often find that there are so many exclusions in these policies that they make them almost worthless. For travel protection plans for example, I mean the airlines sell them and push them so you don’t have to pay their exorbitant fees, which is a pretty weird situation where they sell you a policy for you. protect against their unreasonable charges. , says Brasler.
“For residential warranties and for the maintenance of apples and all those things, there are big deductibles, you don’t just get overwhelming coverage for the thing you buy,” he adds.
And many have payment caps that are lower than the actual cost of the repair or replacement. And about those air ducts, it seems like this is a place you should keep clean, right? And businesses will tell you it’s the healthy thing to do.
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“The problem is, there’s really no independent research that says keeping your ducts clean, having them cleaned, does any good. And in fact, the only independent study found that after cleaning, dust levels rose for a short time, then returned to normal and did not improve, ”says Brasler.
Amazon Prime. This one, however, is going to be based on your personal habits.
“A lot of people signed up for Amazon Prime because at first the big deal was you get free two-day shipping, you don’t have to wait long or pay the shipping cost, but now just as long. since you order something that costs $ 25 or more, you still get free shipping, ”says Brasler.
Free, but not guaranteed in two days, so if you don’t need it now, this may apply to you. But if you like original video content, that’s another story. And they also offer cloud data backup, so if you’re paying for it somewhere else, that’s another thing you can undo and save some money.
One more for you … rental car insurance. The Consumers’ Checkbook indicates that most of us already have sufficient coverage from our personal auto insurance and the credit cards we use to pay for rentals. In addition, you automatically benefit from liability cover from the rental company.